COMPETITIVE INTEREST RATE AND NO TAXES WITHHELD ON INTEREST EARNED FROM DEPOSIT SHARE CAPITAL Minimum Subscription of ₱ 5,000.00 Earn Dividend Withdrawable upon termination Basis in loan grant PREFERRED SHARE CAPITAL Minimum Subscription of ₱ 5,000.00 8.5% Interest Rate. 5 Years Lock-in Period. Can be converted to Common Share Capital. regular savings Initial deposit of ₱ 2,000.00 with the rate of 3% per annum interest rate Withdrawable Basis in loan grant With Regular Freebies upon Deposit Birthday savings Minimum Deposit of ₱ 200.00/month 4% Interest Rate Convert into Food Package or; Withdraw upon Maturity Food Package is up to ₱ 24,000.00 retirement savings As low as ₱ 300.00 per month, 9% per annum interest rate Withdrawable upon Retirement With Regular Freebies upon Deposit h.e.a.r.t savings Minimum deposit ₱ 250.00/month 3 year term - 5% per annum interest rate 4 year term - 6% per annum interest rate 5 year term - 7% per annum interest rate No age Limit h.o.p.e savings Minimum deposit ₱ 300.00/month 5% Interest Rate Age: 0-17 yrs. Old Parents/Guardians may open multiple accounts Emergency Savings Fund Desired Emergency Savings: From ₱30,000.00 - ₱100,000.00 Initial deposit: - ₱500.00 Excess of the desired savings fund can be withdrawn anytime and for any purpose. Interest Rate: 5% per annum. PASKO SAVINGS Initial deposit - ₱100.00 to ₱5,000.00 6% interest rate Withdrawals: November and December of the current year until January 31 of the following year. AMORE SAVINGS Initial deposit - ₱1,000.00 4% interest rate Interest rate will apply when the deposit reaches at least ₱2,000.00 Members can open multiple accounts Maximum term: 2 years ATM Savings Opening Account - ₱100.00 Maintaining Balance- ₱100.00 Interest Rate- 3% per annum. Can be used for loan proceeds. TIME DEPOSIT Tax Free Roll-over Options Principal Only Principal and Interest No Roll Over Tax Free